
Thermal Account 3.0:
Envelope Engineering and Subsidized Finance
VM Group Integrated Protocol:
We transform efficiency into immediate liquidity for your company.
Unlike multi-year tax deductions, the Conto Termico 3.0 is a capital incentive paid directly by the GSE via bank transfer. For businesses in the tertiary, industrial, and artisanal sectors, it represents the most powerful financial tool for reducing energy retrofit costs by 25% to 65%.

Scope of Intervention and Eligible Assets

"VM Group engineers targeted interventions to maximize the incentive, acting on the pillars of the European Green Homes Directive."
Driven and Integrated Interventions:
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Building Envelope Insulation: Installation of high-efficiency ventilated facades, roof and attic insulation.
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Replacement of Windows and Doors: High-performance thermal break systems.
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System Upgrade: Air-to-air or air-to-water heat pumps and hybrid systems.
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Renewable Energy Integration (New 3.0): Photovoltaic systems and charging infrastructure (when combined with thermal requalification).
The VM Group "Turnkey" Protocol
Engineering, Bureaucracy, and Construction: a single point of contact for your investment.
The success of a GSE application lies in technical rigor. Our engineering department manages the entire project lifecycle to ensure your contribution is guaranteed:
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Ante-construction Energy Diagnosis and APE: Instrumental analysis and savings simulation to calculate the maximum achievable incentive.
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GSE Application Engineering: Management of the booking (where applicable) and submission of technical documentation on the G-Plus portal.
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Project Management and Construction Site: Specialized construction supervision to ensure materials and construction details comply with GSE requirements.
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Post-construction Inspection and APE: Certification of the energy class upgrade and closure of the application for the transfer.


Dedicated Financial Strategy
Preserve your cash flow while the building pays for itself.
We know that the time between investment and disbursement of the incentive is crucial for a company's financial statements. Thanks to our partnership with leading credit brokers, VM Group offers an exclusive financial advisory service:
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Credit feasibility assessment.
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Access to lines of credit dedicated to energy efficiency.
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Financial planning to synchronize the return on investment with the disbursement of the GSE contribution.
Requirements and Cadastral Categories
The incentive is aimed at existing properties in the following cadastral categories:
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A/10: Offices and private studios.
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B: Colleges, boarding schools, hospitals.
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C: Craft workshops and commercial premises.
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D: Factories, hotels, logistics centers.
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E: Special-purpose buildings.
⚠️ BINDING TECHNICAL NOTE: Businesses must submit the incentive request (booking form or estimate) BEFORE starting work. Conto Termico 3.0 is not retroactive and requires advance technical planning.

